Saya cuma mau sharing, coba dipahami dulu, diambil dari wikipedia (paling tidak yang saya kasih [b]BOLD) :
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Ponzi scheme · Investing
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A Ponzi scheme is a fraudulent investment operation that involves promising or paying abnormally high returns ("profits") to investors out of the money paid in by subsequent investors, rather than from net revenues generated by any real business. It is named after Charles Ponzi.[1]
Contents
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* 1 Overview
* 2 Hypothetical example
* 3 What is and is not a Ponzi scheme
* 4 Notable Ponzi schemes
o 4.1 Highest schemes in terms of monetary loss
o 4.2 Other notable schemes
o 4.3 Virtual world examples
* 5 As a political metaphor
* 6 See also
* 7 References
* 8 External links
Overview
A Ponzi scheme usually offers abnormally high short-term returns in order to entice new investors. The high returns that a Ponzi scheme advertises (and pays) require an ever-increasing flow of money from investors in order to keep the scheme going.
The system is doomed to collapse because there are little or no underlying earnings from the money received by the promoter. However, the scheme is often interrupted by legal authorities before it collapses, because a Ponzi scheme is suspected and/or because the promoter is selling unregistered securities. As more investors become involved, the likelihood of the scheme coming to the attention of authorities increases.
The scheme is named after Charles Ponzi, who became notorious for using the technique after emigrating from Italy to the United States in 1903. Ponzi was not the first to invent such a scheme, but his operation took in so much money that it was the first to become known throughout the United States. Ponzi's original scheme was in theory based on arbitraging international reply coupons for postage stamps, but soon diverted later investors' money to support payments to earlier investors and Ponzi's personal wealth. Today's schemes are often considerably more sophisticated than Ponzi's, although the underlying formula is quite similar and the principle behind every Ponzi scheme is to exploit investor naïveté.
Hypothetical example
1920 police mugshot of Charles Ponzi
1920 police mugshot of Charles Ponzi
An advertisement is placed promising extraordinary returns on an investment – for example 20% for a 30 day contract. The precise mechanism for this incredible return can be attributed to anything that sounds good but is not specific: "global currency arbitrage", "hedge futures trading", "high-yield investment programs", "Offshore investment", or something similar.
With no proven track record for the investors, only a few investors are tempted, usually for smaller sums. Sure enough, 30 days later the investor receives the original capital plus the 20% return. At this point, the investor will have more incentive to put in additional money and, as word begins to spread, other investors grab the "opportunity" to participate. More and more people invest, and see their investments return the promised large returns.The reality of the scheme is that the "return" to the initial investors is being paid out of the new, incoming investment money, not out of profits. No "global currency arbitrage", "hedge futures trading" or "high yield investment program" is actually taking place. Instead, when investor D puts in money, that money becomes available to pay out "profits" to investors A, B, and C. When investors X, Y, and Z put in money, that money is available to pay "profits" to investors A through W.
One reason that the scheme initially works so well is that early investors – those who actually got paid the large returns – quite commonly reinvest (keep) their money in the scheme (it does, after all, pay out much better than any alternative investment). Thus those running the scheme do not actually have to pay out very much (net) – they simply have to send statements to investors that show how much the investors have earned by keeping the money in what looks like a great place to get a high return. They also try to minimize withdrawals by offering new plans to investors, often where money is frozen for a longer period of time, for example 50% return per month for one year. They then get new cash flows as investors are told they could not transfer money from the first plan to the second.The catch is that at some point one of three things will happen:
1. the promoters will vanish, taking all the investment money (less payouts) with them;
2. the scheme will collapse of its own weight, as investment slows and the promoters start having problems paying out the promised returns (and when they start having problems, the word spreads and more people start asking for their money, similar to a bank run);
3. the scheme is exposed, because when legal authorities begin examining accounting records of the so-called enterprise they find that many of the "assets" that should exist do not.
QUOTE (riz_boy83 @ Apr 23 2008, 09:59 AM)
Nie...Simulasi Perhitunganya,,,Kok bisa 140rb jadi 57jt....kalo anda baca dan pahami sebenarnya kita bukannya duduk2 aja nunggu uang.....tapi juga menjaga sistem invest kita......
Misalkan Anda Punya Paket 2.
Setor Awal Anda Rp.140.000,-
Profit Periode ke-1 Rp.50.000,- ( Simpan dulu jangan dibelanjakan )
Profit periode ke-2 Rp.150.000,- ( Simpan juga jangan Dibelnajakan )
Periode Ke-3 Deposit Ulang Rp.100.000,- ( Ambil dari Hasil Periode 1 dan 2, sisamya Rp.100.000,- Silahkan di jajan ).
Profit Periode Ke-3 Rp.190.000,-
Periode Ke-4 Deposit Ulang Rp.150.000,- ( Sisa Profit Periode Ke-3 Rp.40.000 boleh dijajankan )
Profit Periode Ke-4 Rp.285.000,-
Periode Ke-5 Deposit Ulang Rp.250.000,- ( Sisa Profit Periode ke-4, Rp.35.000 dijajankan, Kok semakin kecil yaa…, orang yang mau sukses dan bebas finansial harus sanggup berhemat dulu sampai tujuan tercapai )
Profit Periode Ke-5 Rp.475.000,-
Periode Ke-6 Deposit Ulang Rp.400.000,- ( Sisa Profit Periode Ke-5 , Rp.75.000,- dijajankan, waah lumayan semakin besar jajannya )
Profit Periode Ke-6 Rp.760.000,-
Periode Ke-7 Deposit Ulang Rp.650.000,- ( Sisa Profit Periode Ke-6, Rp.110.000,- Dijajankan, naah mulai meningkat lagi jajannya )
Profit Periode Ke-7 Rp.1.235.000, -
Periode Ke-8 Deposit Ulang Rp.1.050.000, - ( Sisa Profit Periode ke-7, Rp.185.000,- di jajankan, semakin lumayan jajannya, bias ajak Pacar/mantan pacar ( baca isteri ) makan Bakso )
Profit Periode Ke-8 Rp.1.995.000, -
Periode Ke-9 Deposit Ulang Rp.1.700.000, - ( Sisa Profit Periode Ke-8 Rp.295.000,- tuuhkan semakin besar, lumayan sekarang dapat Ajak Pacar/Mantan pacar makan di Restoran )
Profit Periode ke-9 Rp.3.230.000, -
Periode Ke-10 Deposit Ulang Rp.2.750.000, - ( Sisa Profit Periode Ke-9 Rp.480.000,- Nah kali ini bias ajak Pacar/Istri makan 2 Kali di restoran )
Profit Periode ke-10 Rp.5.225.000, -
Periode ke-11 Deposit Ulang Rp.4.450.000, - ( Sisa profit Periode ke-10 Rp.775.000,- , Bisa ajak Pacar/Isteri Wisata Lokal )
Profit Periode ke-11 Rp.8.455.000, -
Periode Ke-12 Deposit Ulang Rp.7.200.000, - ( Sisa Profit Periode ke-11 Rp.1.255.000, - Asyik semakin gede jajannya, mau di apakan terserahlah )
Profit Periode ke-12 Rp.13.680.000, -
Periode ke-13 Deposit Ulang Rp.11.650.000, - ( Sisa Profit Periode ke-12 Rp.2.030.000, - lumayan tambah gede lagi, baiknya di apakan yaa…)
Profit Periode Ke-13 Rp.22.135.000, -
Periode Ke-14 Deposit Ulang Rp.18.850.000, - ( Sisa Profit Periode ke-13 Rp.3.285.000, -, tul kan mulai dapat passive income lumayan, tapa pusing, tanpa keringat dingin dimarahin Bos )
Profit Periode ke-14 Rp.35.815.000, -
Periode Tetap Deposit Rp.30.500.000, - ( Sisa Profit Periode ke-14 Rp.5.315.000, -, uenaak tenaan, Pasive Income Mulai Mengalir lagi, Bisa Liburan ke Bali 3 hari 3 Malam bersama Anak Isteri )
Profit Periode Tetap Rp.57.950.000, - , Dikurangi DEPOSIT ulang Untuk Selanjutnya Rp.30.500.000, - SISA HASIL Rp.27.450.000, -
PASIVE INCOME SETIAP 50 HARI Rp.27.450.000, - Atau Pasive INCOME Rp.549.000,- Perhari,
Cuma Bermodalkan Rp.140.000,- Diputar-putar selama 3 Tahun, dapat Menghasilkan PASIVE INCOME Rp.549.000,- Perhari Tanpa Perlu Keringat Dingin Dimarahin BOS, Tanpa perlu Dorong Gerobak Bakso, tanpa perlu ribet seminar, tanpa perlu analisa pasar dan analisa berita yang bikin pusing, tanpa perlu baca Grafik yang mumet, tanpa perlu spot jantung akan kejatuhan Dollar , tanpa ribet Cari Downline kesana kemari.
OKE yang belum gabung segera Gabung Sekarang.
SAHABAT ANDA MENUJU SUKSES,
